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Endowment Insurance Plan (With Profit)-401

Endowment Insurance Plan (With Profit)-401

This plan provides for financial security for low income people and their family & risk coverage. Any amount of Sum Assured may be chosen according to premium payment capability. Sum Assured with accrued bonus is paid at maturity of the policy or at unfortunate loss of life during the term of the policy.

Key features:
  • Long term savings through deposit of small amount of premium.
  • Sum Assured plus accrued bonus at maturity.
  • Financial protection for family in case of unfortunate death of the policyholder during the term of the policy.
  • Loan can be taken from the policy after deposit of premium for at least two years.
  • Accidental Death Benefit (ADB) may be added for a nominal extra premium. In this case, Sum Assured would be double in case of accidental death.
  • Flexible premium payment option.
At a Glance:
Category Savings & Risk Coverage
Maturity Value Full Sum Assured with accrued Bonus.
Death Benefit Full Sum Assured with accrued Bonus till date of death during the term of the policy.
Paymode Monthly, Quarterly , Half-Yearly & Yearly
Term 10-15 years.
Eligibility 18-50 years.
Supplementary Accidental Death Benefit.